ANCILLARY AND SPECIALTY BENEFITS

This partnership provides the latest technology and regulatory information. The system ensures program compliance, while delivering the best service experience available. Members receive easy-to-understand materials and a reliable source for answering their plan-related questions. COBRA rules are established at the Federal or State level depending on the size of the Employer group:

Federal COBRA - This federal law applies to Employers with 20 or more employees, including self-insured Employers. It does not apply to group health plans established or maintained by the federal government or to church plans established and maintained by a church that is tax exempt under section 501 of the Internal Revenue Code. The Federal COBRA is administered by a Third Party Administrator.

State (Mini) COBRA – Administered by dedicated EPS Associates, Mini COBRA provides similar continuation of coverage protection for employees who work for Employers with fewer than 20 employees.

While eligibility rules are the same under State and Federal COBRA, the notification requirements differ. To get more information on COBRA, call your AvMed Sales Representative.

Health Savings Account (HSA) Administration

AvMed is committed to helping you keep costs down. Find out how our consumer-driven accounts can save you and your employees money.

AvMed's consumer-driven plans are compatible with Health Savings Accounts (HSA), Health Reimbursement Accounts (HRA), and Flexible Spending Accounts (FSA) for Employers who want to offer lower premiums with the tax advantages of funding accounts. Employees get the benefit of lower premiums for health coverage, and Employers enjoy tax-deductible contributions.

Plus, since employees manage their own health benefit costs, they become educated, cost-conscious consumers. The result — a more productive and healthy workforce!

While AvMed offers the products, through our partnership with HealthEquity, employees get personalized help managing their funds.